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Economic Growth and Regulatory Paperwork Reduction Act with EGRPRA logo on left side

Written Comments and Recommendations Received

 


Second EGRPRA

 

Comments and recommendations received in response to the second EGRPRA open comment period - January 21, 2004 through April 20, 2004.

 PAGE: 1  2  3  4  5  6  7  8  9 <<SHOW ALL>> PDF Comments

Submitted to OCC, FRB, FDIC, or OTS

Date
Received
Jay L. Hack - Comment 02/11/04
Gina Fischer - Comment 02/13/04
Dennis M. Walker - Comment 02/23/04
Bank of Brevard, Melbourne, FL - Comment 02/23/04
Southwest Bank, Ft. Worth, TX - Comment 02/25/04
Bank of Marinqouin - Comment 02/24/04
Citizens State Bank of Tyler, Tyler, MN - Comment 02/25/04
First State Bank of Wabasha, Rodney Kolb - Comment 02/27/04
Farmers State Bank of Trenton, Trenton, NE - Comment 02/25/04
Androscoggin Savings Bank, Lewiston, ME - Comment 02/03/04
Texico State Bank, Part 339 - Comment 03/05/04
Texico State Bank, Part 226.23 - Comment 03/05/04
Greer State Bank - Comment 02/09/04
Dale L. Sewell - Comment 01/22/04
Peoples Bank, Wayne Collins - Comment 03/08/04
First State Bank of Burlingame, Burlingame, KS - Comment 03/15/04
Calvin B. Taylor Banking Co., Berlin, MD - Comment 03/24/04
Grant Dean, Glenwood, IA - Comment 03/26/04
Nancy Hobbs - Comment 03/26/04
The First National Bank of Athens, Athens, TX - Comment 03/26/04
The Farmers State Bank, Groesbeck, TX - Comment 03/26/04
Kansas Bankers Association - Comment 03/26/04
Community Bank, Dunlap, IA,  - Comment 03/26/04
The First National Bank in Sioux Falls - Comment 03/26/04
Cherokee State Bank, Cherokee, IA - Comment 03/26/04
Midwest Heritage Bank, Des Moines, IA - Comment 03/26/04
First Central State Bank, DeWitt, IA - Comment 04/02/04
Orange Savings Bank - Comment 04/02/04
State Bank of Lawler, New Hampton, IA - Comment 04/02/04
Legacy Bank - Comment 04/02/04
First International Bank & Trust, Watford City, ND - Comment 04/07/04
Farmers State Bank, Marion, IA - Comment 04/05/04
Michael Bresnahan, Hibbing, MN - Comment 04/05/04
Nancy Baerwald, Cando, ND - Comment 04/06/04
Citizens Bank, The, - Comment 04/06/04
Mark Bikus, Macon, GA - Comment 04/06/04
Rita Watson, Dublin, GA - Comment 04/06/04
Susan Land, Gray, GA - Comment 04/06/04
Doug Gibbens, Cando, ND - Comment 04/06/04
Sue Carroll, Hawkinsville, GA - Comment 04/06/04
Robert L. Hatten, Devils Lake, ND - Comment 04/06/04
M. Lee Wiley, Jr., Pinehurst, GA - Comment 04/06/04
Sallie Larson, Cando, ND - Comment 04/06/04
Susan Kakela, Cando, ND - Comment 04/06/04
Kathy Smisson, Warner Robbins, GA - Comment 04/06/04
Rivoli Mortgage, Bobby Taylor - Comment 04/06/04
Bret Whiteside, Haleyville, AL - Comment 04/06/04
Jerry Coody, Hawkinsville, GA - Comment 04/06/04
Ray H. Brannen, Macon, GA - Comment 04/06/04
John Heller, Denison, IA - Comment 04/06/04
Jerry Gosse - Comment 04/01/04
Al Vermeer, Rock Valley, IA - Comment 04/01/04
Laura Berg, Stoneham, MA - Comment 04/01/04
Kent Gaudian, Burlington, IA - Comment 04/01/04
Thomas Marti, Wisconsin Rapids, WI - Comment 04/08/04
James Espeland, Henning, MN - Comment 04/08/04
CW Green, Sr - Comment 04/08/04
Dewayne Streyle, Leeds, ND - Comment 04/08/04
Linda Bachtel, Jackson, OH - Comment 04/08/04
Dale Gahm, Jackson, OH - Comment 04/08/04
Thomas P. Boyer, Fairmont, NE - Comment 04/08/04
Jason Leyda, Mason, OH - Comment 04/08/04
Independent Bankers of Colorado, Denver, CO - Comment 04/08/04
Southwest Bank, Fort Worth, TX - Comment 04/08/04
David L. Conrad, Pomfret Center, CT - Comment 04/08/04
Leonard Gisvold, Le Sueur, MN - Comment 04/08/04
David Knopick, Mankato, MN - Comment 04/08/04
John Mullins, Cullman, AL - Comment 04/08/04
George Longest, Tappahannock, VA - Comment 04/08/04
Bruce Rokke, Wisconsin Rapids, WI - Comment 04/08/04
Lawrence Schmick, Wisconsin Rapids, WI - Comment 04/08/04
Garden Plain State Bank, Wichita , KS - Comment 04/08/04
Robert Hakes, Minonk, IL - Comment 04/08/04
Larry Winum, Glenwood, IA -Comment 04/08/04
Dana Pannett, Bridgeton, MO - Comment 04/07/04
John Jordan, Clinton, TN - Comment 04/07/04
Melissa Henrekin, Rock Falls, IL - Comment 04/07/04
Steven Lane, Gowrie, IA - Comment 04/07/04
Roger Cummings, Rensselaer, IN - Comment 04/10/04
Mike O'Connor, Winamac, IN - Comment 04/10/04
Craig Lowrimore, Quinton, OK - Comment 04/10/04
Joanne Quarles-Sikes - Comment 04/10/04
Daryl Pieczynski, Scottville, MI - Comment 04/10/04
Raymond P. Thull, Lucan, MN - Comment 04/10/04
Belinda Lee, St. Cloud, FL - Comment 04/10/04
Stephanie Parish, Francesville, IN - Comment 04/10/04
Peachtree Bank, Duluth, GA - Comment 04/10/04
Sheri Knope, Luxumburg, WI - Comment 04/10/04
Paula Henderson, McArthur, OH - Comment 04/10/04
Allen Breland, Forest, MS - Comment 04/10/04
John Lynch, Oconomowoc, WI - Comment 04/10/04
Tami Hanley-Janowicz, Madison Heights, MI - Comment 04/10/04
Robert Kaiser, Oconomowoc, WI - Comment 04/10/04
First State Bank, Norton, KS - Comment 04/10/04
Dennis Upchurch - Comment 04/10/04
Larry Dewhirst, Williston, ND - Comment 04/10/04
Cecil Batchelor - Comment 04/10/04
Ann Dennison, Proctorville, OH - Comment 04/10/04
Greg White - Comment 04/10/04
C. E. Coffing, Crawfordsville, IN - Comment 04/10/04
Sheila Bacchus, Macon, GA - Comment 04/05/04
Craig Ellard, Macon, GA - Comment 04/05/04
Patrick McGoldrick, Macon, GA - Comment 04/05/04
PlantersFirst Bank - Comment 04/05/04
Jerry Gosse - Comment 04/05/04
Terry Jorde, Cando, ND - Comment 04/05/04
Colony Bank, Larry Herndon - Comment 04/13/04
Colony Bank, Helen Kennedy - Comment 04/13/04
Colony Bank, Doyce E. Mullis, Jr. - Comment 04/13/04
National Community Reinvestment Coalition - Comment 04/13/04
Susan Hicks, Winter Park, FL - Comment 04/14/04
Jeremy Glasford, Francesville, IN - Comment 04/14/04
Judy Barrett, Orlando, FL - Comment 04/14/04
Carolyn Burnette, Orlando, FL - Comment 04/14/04
Michigan Community Reinvestment Corp., Detroit, MI - Comment 04/14/04
Sharon Fontana, Windermere, FL - Comment 04/14/04
Chris Wrye, Orlando, FL - Comment 04/14/04
Laura Distelcamp, Apopka, FL - Comment 04/14/04
David McComb, Orlando, FL - Comment 04/14/04
Cherie Fenell, Orlando, FL - Comment 04/14/04
Community Bank of Parkersburg, Comment 04/14/04
Colony Bank, Ricky Freeman - Comment 04/14/04
BB&T Corporation - Comment 04/14/04
John R. Casebier, Winter Park, FL - Comment 04/14/04
John Lewis Community Services - Comment 04/14/04
Tim Kubli, Rio Vista, CA - Comment 04/14/04
F. Virgil Smyer, Walton, WV - Comment 04/15/04
Citizens National Bank, Bluffton - Comment 04/15/04
Rockville Bank - Comment 04/15/04
Ronald Braseth, Mayville, ND - Comment 04/15/04
Randal Morley, Tulsa, OK - Comment 04/15/04
Small Business Administration - Comment 04/15/04
Steve Dehnert, Fort Atkinson, WI - Comment 04/16/04
Lakeside State Bank, New Town, ND - Comment 04/16/04
Kurt Johnson, Whitehall, WI - Comment 04/16/04
Mark Darnell, Lafayette, TN - Comment 04/16/04
Donald Volkman, Waupaca, WI - Comment 04/16/04
Wyoming Bank and Trust Company, Wyoming, IL - Comment 04/16/04
First State Bank, Yoakum, TX - Comment 04/16/04
Sharon Bonikowske, Waupaca, WI - Comment 04/16/04
Rockville Bank, South Windsor, CT - Comment 04/16/04
Bill McQuillan, Greeley, NE - Comment 04/16/04
Karen Zimmer, Litchfield, MN - Comment 04/16/04
Iowa Bankers Association, Johnston, IA - Comment 04/16/04
Mike McQuillan, Greeley, NE - Comment 04/16/04
Jim Brown, Eldora, IA - Comment 04/16/04
Tobey Wilkins, Seattle, WA - Comment 04/16/04
Patricia Fagan, Osawatomie, KS - Comment 04/16/04
Allen McClary, Jellico, TN - Comment 04/16/04
Scott Ball, Salem, MO - Comment 04/16/04
James Vincent, Ottoville, OH - Comment 04/16/04
Tim Thompson, Honea Path, SC - Comment 04/16/04
Charles Johannsen, Fremont, NE - Comment 04/16/04
Harleysville National Bank & Trust Co - Comment 04/16/04
Craig Goodlock, Munith, MI - Comment 04/16/04
Ratna Ray - Comment 04/16/04
Rebecca White, Elizabeth, IL - Comment 04/16/04
Jeffery Britt, Smithfield, NC - Comment 04/16/04
Jon Prescott, Patten, ME - Comment 04/16/04
Dennis Guenzler, Elizabeth, IL - Comment 04/16/04
Delia Dunagan, Chickamauga, GA - Comment 04/19/04
1stBank Holding Co, Lakewood, CO - Comment 04/19/04
Thomas O'Brien, Minersville, PA - Comment 04/19/04
Charles A. Hardin, Darlington, SC - Comment 04/19/04
Brad Grant, Brillion, WI - Comment 04/19/04
Robert Weinzapfel, Muenster, TX - Comment 04/19/04
Joseph T Baptista Jr, Taunton, MA - Comment 04/19/04
Gordon Waller, Malden, MO - Comment 04/19/04
Greg Smitley - Comment 03/31/04
Campbell & Fetter Bank, Kendallville, IN - Comment 04/19/04
Charles Lusk, Rossville, GA - Comment 04/05/04
Barbara Carlson, Sauk Centre, MN - Comment 04/19/04
Easton Bank & Trust - Comment 04/19/04
Ronald Chamberlin, Eitzen, MN - Comment 04/19/04
Toby Burrichter, Eitzen, MN - Comment 04/19/04
Jeremy Leis, Eitzen, MN - Comment 04/19/04
Gene Davis, Mansfield, OH - Comment 04/19/04
James R. North, Saint Ignace, MI - Comment 04/19/04
Rhonda Martin, Attica, OH - Comment 04/19/04
Bill Cassity, Rushville, MO - Comment 04/19/04
Jake Millikin - Comment 04/19/04
Merchants and Planters Bank, Newport, AR - Comment 04/19/04
Corrine Clark, Salt Lake City, UT - Comment 04/19/04
Brynn Riley, Tuckerman, AR - Comment 04/19/04
Paula Yuhas, Cord, AR - Comment 04/19/04
Rick Bauer, Attica, OH - Comment 04/19/04
Mark Graff, McCook, NE - Comment 04/19/04
Carla Stiger, Newport, AR - Comment 04/19/04
Sharon B. Moorhead, Darby, PA - Comment 04/19/04
Curtis Taylor, Heber City, UT - Comment 04/19/04
Bill Zahl, Stratton, NE - Comment 04/19/04
Community First Bank, Rosholt, WI - Comment 04/19/04
Carol Penix, Newport, AR - Comment 04/19/04
C.R. Cloutier, Lafayette, LA - Comment 04/19/04
Mary Trepp, Urbandale, IA - Comment 04/19/04
Bryant Johnson, Jamestown, TN - Comment 04/19/04
Francis Myhre, Eitzen, MN - Comment 04/19/04
Linda Holland, Burnet, TX - Comment 04/19/04
Dane Moll, Willard, OH - Comment 04/19/04
John Casey, Salem, MO - Comment 04/19/04
Marcia Teeters, Ft. Oglethorpe, GA - Comment 04/19/04
Kim Creek, Ft. Oglethorpe, GA - Comment 04/19/04
Larry Voss, Cambridge, NE - Comment 04/19/04
James P. Ghiglieri - Comment 04/19/04
Kent Carruthers - Comment 04/19/04
Sharon Revious, Colorado Springs, CO - Comment 04/19/04
Kimberly Carter, Elk River, IL - Comment 04/19/04
Diane M. DeRubeis, Washburn, IL - Comment 04/19/04
Sean Cunningham, Minonk, IL - Comment 04/19/04
Autumn Rains, Trion, GA - Comment 04/19/04
Leland M. Stenehjem, Fargo, ND - Comment 04/19/04
Maria Warner, East Peoria, IL - Comment 04/19/04
Margaret Tiede, Francesville, IN - Comment 04/19/04
Lisa Jean Cook, Wenona, IL - Comment 04/19/04
Tommy Sexton, Clarksville, AR - Comment 04/19/04
Troy Cloutier, Houma, LA - Comment 04/19/04
Traders Bank - Comment 04/19/04
Blaine DesLauriers, Minot, ND - Comment 04/19/04
Jeanne Cloutier, Houma, LA - Comment 04/19/04
Tim Devitt, Sanborn, IA - Comment 04/19/04
Kirk L. Sandquist, Deer Lodge, MT - Comment 04/19/04
Sheryl McClenathan, Cedar Rapids, IA - Comment 04/19/04
Kara C. Erickson, Scottsdale, AZ - Comment 04/19/04
Ryan Hertz, Minot, ND - Comment 04/19/04
Katie Soderberg, Minot, ND - Comment 04/19/04
Dick Schoenig, Wilton, IA - Comment 04/19/04
Jon Allen, Pleasant Grove, UT - Comment 04/19/04
Cheryl Chappell, Mountain Home, AR - Comment 04/19/04
Jan Miller, Attica, OH - Comment 04/19/04
Priscilla Muse, Goldthwaite, TX - Comment 04/19/04
Jacqueline Kluver, Norwood Young America, MN - Comment 04/19/04
David A. Callies, Howard, SD - Comment 04/19/04
Ronald H. Frey, Hamburg, PA - Comment 04/19/04
Doug Pittman, Round Rock, TX - Comment 04/19/04
Cathy A. Davis, Gruver, TX - Comment 04/19/04
Donald D. Dalton, University Place, WA - Comment 04/19/04
Pamela Judson, Lafayette, LA - Comment 04/19/04
Federation Bank, Washington, IA - Comment 04/19/04
Denise Giesige, Columbus Grove, OH - Comment 04/19/04
Heather Gillihan, Minot, ND - Comment 04/20/04
Todd Aman, Lowpoint, IL - Comment 04/20/04
Claremont Savings Bank - Comment 04/20/04
Peoples Bank of Commerce - Comment 04/20/04
Ricky Ray, Boaz, AL - Comment 04/20/04
Sutton Bank, Attica, OH - Comment 04/20/04
Dan Coons - Comment 04/20/04
Patty Arnzen, Sauk Centre, MN - Comment 04/20/04
Tim McConville, Mendota, IL - Comment 04/20/04
Christy Fry, German Valley, IL - Comment 04/20/04
Oceanside Bank, Jacksonville Beach, FL - Comment 04/20/04
Gary Johnson, German Valley, IL - Comment 04/20/04
Denise Becker, German Valley, IL - Comment 04/20/04
John McCallister, Hotchkiss, CO - Comment 04/20/04
Rebecca Greer, Boaz, AL - Comment 04/20/04
Leslie Schnell, Farmington, NM - Comment 04/20/04
Carol Serfling, Adrian, MN - Comment 04/20/04
Don Grassia, McCook, NE - Comment 04/20/04
Community Reinvestment Association of North Carolina, Durham, NC - Comment 04/20/04
Neal Terrell, Boaz, AL - Comment 04/20/04
Janet Odell, Boaz, AL - Comment 04/20/04
Terry Canady, Boaz, AL - Comment 04/20/04
Joe Wooten, Boaz, AL - Comment 04/20/04
Rovine Thrasher, Boaz, AL - Comment 04/20/04
Paul Hackett, Carthage, TN - Comment 04/20/04
Deborah R. Upshaw, Rossville, GA - Comment 04/20/04
Ralph W. Cumbee, Dade City, FL - Comment 04/20/04
Vicki Wurster, Elizabeth, IL - Comment 04/20/04
Jack A. Hartings, Coldwater, OH - Comment 04/20/04
Craig L. Larson, Bismarck, ND - Comment 04/20/04
Dewayne H. Wilmore, Carthage, TN - Comment 04/20/04
Kathy Orr, Fort Walton Beach, FL - Comment 04/20/04
Lori Kirkus, Snohomish, WA - Comment 04/20/04
Ronald C. Cascaes, Chandler, AZ - Comment 04/20/04
Walter G Birdwell, Jr., Carthage, TN - Comment 04/20/04
Linda Kelley, Jasper, TX - Comment 04/20/04
Tim Treml - Comment 04/20/04
First State Bank, Mesquite, TX - Comment 04/20/04
Peoples Bank & Trust Company -  Comment 04/20/04
Citizens State Bank, Sealy, TX - Comment 04/20/04
State Bank & Trust of Seguin, Seguin, TX - Comment 04/20/04
State Bank of Chandler, Chandler, MN - Comment 04/20/04
Independent Bankers Association of Texas - Comment 04/20/04
Wanda J. Anderson, Greeley, CO - Comment 04/20/04
Shirley V. Alen, Elko, NV - Comment 04/20/04
David C. Wilson, Scottsdale, AZ - Comment 04/20/04
Joanne Lafrance, Scottsdale, AZ - Comment 04/20/04
Jessica Henderson, Scottsdale, AZ - Comment 04/20/04
First International Bank and Trust - Comment 04/20/04
Dennis Walsh, Harvey, ND - Comment 04/20/04
Dale R. Wilkens, Mesa, AZ - Comment 04/20/04
Michael W. Johnson, Fairfield, MT - Comment 04/20/04
Kim Woldstad, Vaughn, MT - Comment 04/20/04
Michael W. Johnson, Choteau, MT - Comment 04/20/04
Gerri Hansen, Shiocton, WI - Comment 04/27/04

Robert F. Plaetz, Lucan, MN - Comment

04/20/04
Kerry L. Hoops, Freeport, IL - Comment 04/20/04
Sabrina B. Southworth, Fredericksburg, VA - Comment 04/20/04
Farmers State Bank - Comment 04/09/04
Michaux Nash, Jr. - Comment 04/20/04
Betty Cooke, Rossville, GA - Comment 04/20/04
Brenda Pfaff, Colorado Springs, CO - Comment 04/20/04
Independent Community Bankers of American, Washington, DC
- Comment
04/20/04
Judy Holmgren, Ellendale, ND - Comment 04/20/04
Gary Brandneburg, Waconia, MN - Comment 04/20/04
Susann Wudstrack, Marion, WI - Comment 04/20/04
Barry Fiedler,  Harvey, ND - Comment 04/20/04
Kim Anderson, Hillsboro, WI - Comment 04/20/04
Kristina M. Nitz, Harvey, ND - Comment 04/20/04
Gayle Schmitt, Hurdsfield, ND - Comment 04/20/04
James Porter, Wilton, ND - Comment 04/20/04
Cheryl D. Goldade, Harvey, ND - Comment 04/20/04
Joanne Collier, Moose Lake, MN - Comment 04/20/04
Bruce L. Lord, Minersville, PA - Comment 04/20/04
Craig Kalkwarf, Minonk, IL - Comment 04/20/04
Tina Schilling, Martin, ND - Comment 04/20/04
James Moen, Martin, ND - Comment 04/20/04
Heather A. Mayer, Harvey, ND - Comment 04/20/04
Cynthia P. Ledford, Cordele, GA - Comment 04/20/04
Rondi Deaver, Minot, ND - Comment 04/20/04
Paul C. Adamski, Stevens Point, WI, - Comment 04/20/04
Dave Luebbers - Comment 04/20/04
Meramec Valley Bank, Ellisville, MO -  Comment 04/20/04
D. Duane Grubb, Wilton, ND - Comment 04/20/04
Karen Engle, Velva, ND - Comment 04/20/04
Lara Schuh, Harvey, ND - Comment 04/20/04
Greers Ferry Lake State Bank, Heber Springs, AR - Comment 04/20/04
Shane Best, Longview, TX - Comment 04/20/04
Dallas National Bank, Dallas, TX - Comment 04/20/04
Glendon Olson, Williston, ND - Comment 04/20/04
Dennis Schock, Fargo, ND - Comment 04/20/04
Carol Harrison, Pelham, GA - Comment 04/20/04
Lynn Kopicz, Fleetwood, PA - Comment 04/20/04
Thomas E. Walker, Forest, MS - Comment 04/20/04
Bea Johnson, Harvey, ND - Comment 04/20/04
Dave Froeber, Fargo, ND - Comment 04/20/04
Annette Porter, West Fargo, ND - Comment 04/20/04
Janet Parker, Bowling Green, VA - Comment 04/20/04
Missouri Independent Bankers Association - Comment 04/20/04
Harvey L. Jarmon, Ladysmith, VA - Comment 04/20/04
Traci Ketterling, Fargo, ND - Comment 04/20/04
Julia Paul, Creston, IA - Comment 04/20/04
Debra Marshall, Tempe, AZ - Comment 04/20/04
Melissa Van Dyke, Scottsdale, AZ - Comment 04/20/04
Kevin G. Sebade, Lindsay, TX - Comment 04/20/04
Greater Rochester Community Reinvestment Coalition, Rochester, NY - Comment 04/20/04
Terry Phillips, Thomasville, AL - Comment 04/20/04
Terri Edmonds, Minot, ND - Comment 04/20/04
American State Bank, Sioux Center, IA - Comment 04/20/04
Luxemburg Bancshares - Comment 04/20/04
Mark Blazek, Valparaiso, NE - Comment 04/20/04
Mindy R. Wagenman, Minot, ND - Comment 04/20/04
Debbie Husebye, Minot, ND - Comment 04/20/04
Jasmine Lopez, Phoenix, AZ - Comment 04/20/04