Written Comments and Recommendations Received

>

Fourth EGRPRA

Comments and recommendations received in response to the fourth EGRPRA. Comment open period February 3, 2005 through May 4, 2005.

Submitted by

01. Jerry Gosse

02. Don H. Kelly, The Bank of Las Vegas, Las Vegas, NM

03. David A. Phillipy, Monroe Bank, Bloomington, IN

04. William R. Jacobs

05. Jessica Dockery

06. Reta Davis

07. Emporia State Bank & Trust, Emporia, KS, Jim Wayman

08. Citizens Bank of Northern Kentucky, William R. Hagedorn

09. Central Bank of Lake of the Ozarks, Susie Glascock

10. Chris Reid

11. Cori Price, Lakeview, OR

12. Cherokee Bank, Canton, GA

13. Community Bank, Raceland, LA

14. Edward C. Ferraro

15. Bank of Montgomery County, Wellville, MO, Ross Harrison

16. Peoples Bank, Lithonia, GA, W. R. Mosby

17. Security State Bank, Wingate, TX, Paul Airhart

18. Federation Bank,  Washington, PA, Dale J. Torpey

19. Bank of Utah, Wendy B. Parker

20. Mark Miedtke

21. First Option Bank, Osawatomie, KS, William K. Rayfield

22. Commercial Bank, Harrogate, TN,  Michelle Huddleston

23. Steuben Trust Co, Hornell, NY, James M. Locker - PDF

24. Community Bank of Florida, Robert L. Epling

25. Meredith Village Savings Bank, Meredith, NH, Bill Beyer

26. Greene County Bank, Greeneville, TN, Steve Ottinger

27. Atlantic Bank of New York, Paul De Stefano

28. Williamsburg First National Bank, Kingstree, SC

29. Sharon Ferrell

30. Jimmy Stanford, Lexington, TN

31. Foster Bank, Edward C. Ferraro

32. Community Bank and Trust, Tulsa, OK, Amy K. Sutherland

33. Calvin B. Taylor Banking Co, Berlin, MD, Reese F. Cropper, Jr.

34. Colonial Co-operative Bank, Eleanor J. Fox

35. Independent Bank Corporation, Ionia, MI, Anna Wilberding

36. North Carolina Bankers Association, Nathan Batts

37. Bank of North Carolina, Michelle Ferguson - PDF (158k)

38. Mohave State Bank, Ralph E. Tapscott

39. United Southern Bank, Hopkinsville, KY, Donnie Overby

40. Albany Bancorp, Inc, Albany, KY, Linda Wilkerson

41. Bank of the Bluegrass & Trust Co, Lexington, KY, Ellen Jett Mills

42. Bank of Benton, Benton, KY, Michelle Hardin

43. First National Bank of Osceloa County, Kissimmee, FL, Cheryl A. Nakashige

44. Williamsburg First National Bank, Kingstree, SC, Kathy B. Godwin

45. Town & Country Bank & Trust Co, Bardstown, KY, Barbara Blair

46. Florida Bankers Association, Tallahassee, FL, Alejandro M. Sanchez - PDF 51k

47. Security First Bank, Rapid City, SD, Bob Wentz

48. Ken Golliher, Louisville, KY

49. First & Farmers Bank, Albany, KY, John T. Alexander

50. Summit Financial Group, Moorefield, WV, H. Charles Maddy - PDF

51. World's Foremost Bank, Sidney, NE, David A. Roher

52. Mid-Missouri Bancshares, Todd W. Datzell

53. Kansas Bankers Association, Topeka, KS, Charles A. Stones & Kathleen Taylor Olsen

54. Magnolia Bank, Hodgenville, KY, Ron Sanders

55. Magnolia Bank, Hodgenville, KY, Debbie Cruse

56. Magnolia Bank, Hodgenville, KY, Dora Health

57. United Bank, Kenneth F. Jacobson

58. Iowa Bankers Association, Johnston, IA, Dodie Bauman - PDF

59. Kim Anderson

60. State Bank of Whitee, Whitee,WI, Walter Ollech

61. Magnolia Bank, Hodgenville, KY, Ruth M. Middleton

62. Magnolia Bank, Hodgenville, KY, Suzanne Boone

63. Magnolia Bank, Hodgenville, KY, Deena Bradley

64. Independent Bankers Association of Texas, Austin, TX, Christopher L. Williston

65. Union Bank of Benton, Benton, AR, Susan Chilton

66. Peoples Bank, Lyden, WA, Melinda Kaemingk

67. ISB Community Bank, Ixonia, WI, Jeffrey P. Knudtson - PDF

68. Highland State Bank, Highland, WI, Mary A. Bomkamp - PDF

69. California Oaks State Bank, Priscilla Jewell

70. Financial Services Roundtable, Washington, DC, Richard M. Whiting - PDF 211k

71. Independent Community Bankers of America, Washington, DC, Karen M. Thomas - PDF 277k

72. Florida International Bankers Association, Miami, FL, Patricia Roth

73. Bank of America, Charlotte, NC, Timothy. J. Mayopoulos

74. Iowa State Bank & Trust, Iowa City, IA, Shari DeMaris

75. SpiritBank, Tulsa, OK, Pat Hooks

76. Commerce Bancshares, Kansas City, MO, Sherri M. Beam

77. Wisconsin Bankers Association, Kurt R. Bauer

78. American Bankers Association, Washington, DC, Paul Smith - PDF 213k

79. Hillcrest Bank, Brad Bischoff

80. VISA, San Francisco, CA, Russell W. Schrader - PDF 296k

81. Virginia Bankers Association, Walter C. Ayers

82. Sumitomo Trust & Banking, New York Branch, Bruce A. Ortwine

83. Stockton National Bank, Stockton, KS, John A. Berkley

84. National Penn Bank, Boyertown, PA, Debra W. Wetzel

85. Commercial Bank, West Liberty, KY, Deborah Gevedon

86. Walworth State Bank, Richard M. Hildebrandt

87. MBNA America Bank, Wilmington, DE, Louis J. Freeh

88. Bob Worthington - PDF 85k

89. Central Bank, Houston, TX, Robert Lee

90. Wells Fargo & Co, Kathy Peterson

91. Washington Mutual Bank, Mark R .Hills

92. Sam Vallandingham, Barbourville, WV

93. J. P. Hamilton, Buhl, ID

94. Vince Hamilton, Buhl, ID

95. Mike Hamilton, Buhl, ID

96. Pat Hamilton, Buhl, ID

97. America's Community Bankers, Washington, DC, Charlotte M. Bahin - PDF 114k

98. First Community Bank, Kansas City, KS, Carol S. Waggoner - PDF

99. Jonestown Bank & Trust Co, Jonestown, PA, Vicki L. Garrett - PDF 131k

100. Marshfield Savings Bank, Marshfield, WI, Arden O. Rindfleisch - PDF 222k

101. First Citizens State Bank, Whitewater, WI, James K. Caldwell - PDF 227k

102. State Bank, Boston, MA, Sharon Baker Morin - PDF 167k

103. Ocean Bank, Miami, FL, Mariano H. Fernandez

104. Bonnie Mizrahi, Granada Hills, CA

105. Donna M. Richter, Glen Ullin, ND

106. Rockland Trust Co, Rockland, MA, Christopher Burgess

107. Steve Brunton, Fowler, IN,

108. PBK Bank, Brenda G. Baker

109. Chelli Sporieder

110. Stockton National Bank, Stockton, KS, John A. Berkley

111. Shenandoah Valley National Bank, Winchester, VA, Ronald F. Miller

112. Amarillo National Bank, Amarillo, TX, Chris Newell - PDF

113. LaSalle Bank Corporation, Chicago, IL, Willie J. Miller, Jr. - PDF  62k

114. South Carolina Bank & Trust, NA, Lesley Lampert - PDF

115. Visions Federal Credit Union, Endicott, NY, Frank E. Berrish - PDF  159k

116. Credit Union National Association, Washington, DC, Jeffrey Bloch - PDF  54k

117. National Association of Federal Credit Unions, Arlington, VA, Fred R. Becker, Jr. - PDF  54k

118. National Association of State Credit Union Supervisors, Mary Martha Fortney - PDF  55k

119. Navy Federal Credit Union, Merrifield, VA,  Brian L. McDonnell - PDF  103k

120. State Bank of Southern Utah, Cedar City, UT, Ronald W. Heaton - PDF

121. Standard Bank PaSB, Monroeville, PA, Neva D. Ritz

122. Elkhorn Valley Bank, Chris Hutchinson

123. Calvin B. Taylor Banking Co., Reese F. Cropper, Jr. - PDF

124. Kathy Knapp - PDF - 192k

125. USAA Federal Savings Bank, Mark A. Ferguson - PDF - 147k

126. David Stover - PDF - 66k

127. Johnson Financial Group, Racine, WI, John R. Topczewski - PDF - 109k

128. Dianne H. Hamm - PDF

129. Northwestern Bank, Chippewa Falls, WI, Lois Y. Raether - PDF

130. Baylake Bank, Sturgeon Bay, WI, Michael P. Tice - PDF 497k

131. Cushman & Wakefield, New York, NY - PDF 3.4m

132. Teresa Bradbury, Winfield, KS

133. Larry West, Toulon, IL